Insurance and Financial Information
Our provider members are paneled with many insurance plans including the following. If you don’t see yours listed, please contact us to determine if we take your insurance.
- All Savers
- Bridgespan Health
- Cascade EAP
- CIGNA Behavioral Health
- CVCP-Department of Labor and Industries
- Government Employee Health Associations (GEHA)
- First Choice Health Network
- Great West Healthcare (formerly General American)
- Group Health Cooperative (WA)
- HMA (Health Management Administrators)
- Kaiser Permanente
- Lifewise Of Oregon
- Lifewise of Washington
- Medicare Washington
- OptumHealth Behavioral Solutions
- Premera Blue Cross
- Regence Blue Shield FEP
- Regence BSWA
- Sound Health & Wellness Trust
- TRICARE Washington State (WEST-WPS)
- United Behavioral Health (UBH)
- Value Options
- Wellspring EAP
**We do not participate with any state-sponsored plans such as Medicaid, Molina or Apple Health.
INSURANCE BILLING POLICIES
Though Mindful Therapy Group participates with most major insurance plans, individual provider participation may vary by insurance. We will make every effort to match you with a provider who is contracted with your insurance, but may ask that you see an out-of-network provider in special needs situations and on a case-by-case basis. Please provide us with full insurance information prior to your initial visit so we can begin the insurance verification process. If you have a change in insurance, please let us know as soon as possible, to help ensure accuracy in billing.
We will research and determine benefit information prior to your initial appointment, and your cost-share will be collected at the time of service. In some circumstances, your insurance company may cover services differently after a claim has been submitted, resulting in a higher cost-share than originally anticipated. We will notify you about any balance due with a monthly statement and a phone call. If we have overestimated the cost-share, the credit will be applied towards your future visits or sent to you in the form of a refund check if you would prefer.
For insurance plans that require pre-authorization for services, it is the responsibility of the client to obtain this authorization prior to being seen by your provider. If you fail to obtain authorization, we may reschedule your appointment and any and all charges incurred and not reimbursed as a result of lack of authorization, will be your financial responsibility.
We encourage you to verify your benefits with your insurance company prior to your appointment. For more in-depth information about this process, please refer to our Insurance Checking Guide.
BILLING OUT OF NETWORK:
We do not bill out of network benefits, as it often results in a high financial cost to the client and inconsistent payout to the provider. If you have out of network benefits that you would like to use, we can provide an itemized receipt that you can submit directly to your insurance to request out of network reimbursement.
FEES FOR SERVICES
All fees are set by individual providers, and range from $50-$175/ hour. Please call for private pay rates. Many providers also offer sliding scale to those in need.
PSYCHIATRIC NURSE PRACTITIONER SERVICE FEES
All fees are set by individual providers, and range from $150-$300 per hour.
*Special Note for Psychiatric Providers: If you see a non-prescribing therapist (i.e. social worker or mental health counselor) the copay or coinsurance is usually the same for each visit. What many people do not realize is that a psychiatric nurse practitioner functions similar to a medical doctor. Like visits with other medical specialists, visits with a psychiatric nurse practitioner are billed based on many factors including, but not limited to time, complexity, amount of therapy etc.
As a result, your copay/coinsurance and the length of the appointment CAN BE DIFFERENT for each visit.
PSYCHOLOGICAL TESTING FEES
Psychological testing involves administration, scoring, and interpretation of tests; it also requires the psychologist to prepare a written report and meet with parents to review the results. The cost for a full assessment is determined by the total number of hours required by the psychologist(s) to complete the full evaluation process from testing time with your child to results review session with you. Typically, a full assessment will range from $1800 to $3600, depending on the battery of tests required. Your psychologist will discuss this during your intake evaluation, and determine how to proceed with your budget, benefits, and child’s needs in mind.
If paying out-of-network or privately, a partial payment is required on the day of testing, with the balance due at your results review appointment. If we will be billing your insurance, the “patient portion” (copay, coinsurance or an applicable deductible) will be due at the start of your appointments. Currently we are billing for Premera/ Lifewise, Regence, Medicare, and First Choice Network plans for these services. If your plan is not one of these, you will pay the full cost of the assessment, then submit the required information to your plan for reimbursement to you.
A credit card will be required to be on file in order to schedule psychological testing services to be charged only in the case of missed appointments, late cancellation or difficulty obtaining payment after services are rendered.
Court Fees: If your psychologist is legally obligated to testify in court, you will be responsible for paying the full fees. Dr. Camphouse’s court fees are set at $180 per half-hour. This fee will be charged for preparation time, driving time, waiting time, as well as testifying.
*Some providers have higher rates depending on their availability and licensure, please inquire about the rate your therapist may charge for private pay clients.
In order to provide you with optimal care, your appointment time is reserved specifically for you. Our providers do not double book. As a general rule, we ask for 48 hours, or a fee will be assessed. This fee can range from $90-$200. Each provider has their own policies in terms of how they assess and bill for missed appointments or late cancellations. This information will be provided to you during your first appointment.
If there is a pattern noticed of cancelled appointments (whether providing 48 hours notice or not), your provider may be unable to continue to provide services, and reserves the right to cancel future appointments in order to make room for clients committed to the therapeutic process. We will always communicate about this with you, and determine if we’re a good fit prior to making changes to your scheduled appointments.
We will make every effort to provide you with adequate notice if your provider will be unavailable for a scheduled appointment and be more than happy to reschedule as needed.